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What Is ACA Health Insurance?

The Affordable Care Act (ACA), also known as “Obamacare,” created the Health Insurance Marketplace. This is where individuals and families can purchase private health insurance plans. ACA Marketplace health insurance is an excellent solution for individuals and families who need affordable medical coverage and do not qualify for Medi-Cal, do not have employer coverage, and are not quite 65 yet.

ACA coverage is a great health insurance option for people who:

  • Do not have employer-sponsored insurance
  • Are self-employed
  • Are unemployed
  • Recently lost health coverage
  • Retired before Medicare eligibility
  • Need affordable coverage for themselves or their families

How Can an Agent Help?

A big misconceptions is that using an agent costs extra money. In reality, using an agent is at not cost to you. In fact, an ACA agent can help clients:

  • Determine eligibility
  • Estimate subside amounts
  • Compare multiple plans
  • Explain deductible, copays, and networks
  • Verify doctors and hospitals
  • Verify prescription drug coverage
  • Complete the application
  • Upload required documents
  • Resolve Marketplace issues
  • Assist with annual renewals

Depending on your household income, the government may help pay a portion of your monthly premium. At VivaDay Agency we can help you find the right coverage that fits your budget and medical needs.

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